A one-time password (OTP) is an mechanically generated numeric or alphanumeric string of characters that authenticates a person for a single transaction or login session. These codes supply a layer of safety, supplementing commonplace username and password mixtures. A typical instance features a six-digit quantity despatched to a person’s registered cell phone once they try and log into their on-line banking account.
The importance of those codes lies of their means to mitigate the dangers related to compromised static passwords. They supply a dynamic safety measure, turning into invalid instantly after use or after a brief time frame. This minimizes the potential for unauthorized entry even when the static password has been uncovered. They’ve developed to change into a essential element in safeguarding delicate data throughout varied digital platforms.
