The proprietary credit score choice supplied by Swiss Colony is formally often known as the Swiss Colony Credit score Account. This monetary software permits clients to buy items from the Swiss Colony catalog and web site and pay for them over time, topic to authorized credit score. For example, a shopper would possibly use this account to amass a number of vacation items or connoisseur meals objects, distributing the funds throughout a number of months.
The principal benefit of using this cost technique lies in its provision of buying flexibility. It permits people to amass merchandise instantly, even when instant funds are restricted. Traditionally, such retailer-specific credit score strains have fostered buyer loyalty and facilitated elevated gross sales volumes for the issuing firm. The provision of deferred cost choices can considerably affect buying choices, significantly throughout peak procuring seasons or for higher-priced items.